Contractor General Liability Insurance

  • Facility Support Services
  • Occupational Safety & Risk Management
  • Research Safety & Services
  • Asbestos Contractor General Liability Insurance Policy
    For all asbestos projects with work beginning after June 30, 1999 the University of Florida require asbestos contractors doing work for the University to carry asbestos general liability insurance in addition to all other insurance coverages (including but not limited to automobile and workers compensation) required by the bid and contract documents. The asbestos related insurance policy must be procured through an underwriter with an A.M. Best rating of A- or better lawfully authorized to do business in Florida (as of the time of this bid, examples are believed to include Zurich and Reliance). The insurance policy shall provide that the University of Florida is named as an additional insured. The University shall not be responsible for any sums of money associated with the policy, including any deductible. Coverage shall be on “occurrence” basis, rather than “claims made” and must protect Contractor from all claims arising out of the Contractor’s asbestos abatement work for the University. The minimum limits of liability for the asbestos contractor general liability are:

    • Each Occurrence Limit - $1,000,000
    • Personal Injury and Advertising Injury Limit - $1,000,000
    • Fire Damage Limit (any one fire) - $50,000
    • Medical Expense Limit (any one person) - $5,000
    • Products and Completed Operations Aggregate Limit - $1,000,000
    • Aggregate Limit (other than Products/Completed Operations) - $1,000,000

    The Contractor shall file with the University a certificate of insurance and a copy of the policy acceptable to the University prior to the commencement of the work. The policy shall remain in force without interruption from the date of the commencement of the work until the work is completed and the Contractor is off site. The certificate and policy shall indicate that coverages afforded under the policy will not be canceled or allowed to expire until at least 30 days prior written notice has been given to the University.

    Bid Submittials
    Contractors who have not successfully provided similar work and products for a University of Florida project in the last two years must provide a minimum of (3) positive written references from clients to whom the contractor has provided similar work and products.
    Pre-job Submittial And Consultant’s Approval
    The contractor’s pre-job submittals must include an original copy of the certificate of insurance and a copy of the policy acceptable to the University prior to the commencement of the work. The contractor’s pre-job submittals must be approved by the project’s licensed asbestos consultant, and EH&S must receive a written statement of approval of the pre-job submittals from the licensed asbestos consultant 10 business days prior to project start-up.
    Contractor’s Superintendent
    Contractor’s superintendent must be on the job site full time during the entire contract period of work execution. Superintendent must have a minimum (3) three years experience in type(s) of work and products specified for this project. Documentation of work experience must be submitted in the pre-job submittals. Written notice of any proposed change in the Contractor’s designated superintendent must be provided to the University; the University reserves the right to exercise all available legal remedies including cancellation of the contract in the event that a successor superintendent fails to meet the requirements of this provision.